
A free, 10-question checklist that shows you exactly what's exposed, where the gaps are, and what to fix first.
Asset Exposure Test (7-minute checklist + score)
Defense vs. Collection Map (1-page "Gap Band" explainer)
Timing Ruler (green/amber/red actions)
Quick Wins Sheet (3 low-effort fixes)
Fillable Score Report (clean summary to file)

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“When clients ask me how to turn defense into collection-proof structure, I send them to Doug. Transparent, lawful, and court-resistant, the way serious builders protect what they’ve built.”

“I have been a client of Douglass Lodmell’s since 2001. My main concern was asset protection in this litigious society. I can sleep a lot better at night knowing I have the instruments in place to protect the fruits of my labor, and that they will not end up in the hands of a slick trial attorney.”
- Dr. John Harris, D.C.
“I can’t put a dollar value on our plan but I know it has contributed to our dental clinic producing and collecting with some of the top clinics in the country. Run, don’t walk, to Doug to let him set you up with a hugely powerful tool to insulate you and your family.”
- Lisa Friberg, Bradley Oliver & Family, All About Smiles
Built by Douglas Lodmell Asset-protection attorney JD Cardozo • LL.M. Tax (NYU) Judicial clerkship (E.D.N.Y.) CLE instructor • Speaker to physician groups, syndicators, YPO Ethic. Transparent. Lawful. Court-resistant.
Educational only. Not legal advice.


Every month you wait, your exposure grows. A single lawsuit can jeopardize liquidity in 60–90 days. A judgment creditor can reach personally titled assets, pierce poorly managed LLCs, and collect on personal guarantees, even if you have insurance.
The difference between Amber and Red isn't luck. It's timing. One avoided settlement can equal 10x the cost of planning. One frozen account can kill a deal in escrow.
One personal guarantee can wipe out equity you thought was safe.
The strategies exist. The question is: will you use them before it's too late?